Apni Chhat Apna Ghar Scheme
Apni Chhat Apna Ghar: The Government of Punjab has officially launched the new phase of the Apni Chhat Apna Ghar scheme in January 2026. This initiative aims to fulfill the dream of homeownership for thousands of families across the province. With the successful completion of the first phase, which delivered 23000 houses.
The focus has now shifted to including more families in the upcoming registration drive. Its goal is to provide interest-free loans and free plots to deserving families. The scheme ensures that even those without any land or property can get support to build their own house.
Online Registration New Phase ACAG Scheme
The new phase of apna ghar scheme online registration New Phase is now open. Families from all over Punjab can apply through the official website. Fellow these steps for online registration:
- Visit https://acag.punjab.gov.pk/.
- Click on apni chat apna ghar login or “Sign Up” if you’re a new user.
- Create your account using CNIC and mobile number.
- Log in and access the apna ghar scheme online registration form.
- Fill in all the required details accurately.
- Upload necessary documents such as CNIC, proof of income, and land papers (if available).
- Review your form and click submit.
Make sure all the provided information is correct to avoid any rejection.

Apni Chhat Apna Ghar Login Guide
It is very important to log in to access the registration form in Apni Chhat Apna Ghar Scheme. New users create their account and can get their details by login. Follow these steps to log in:
- Visit the portal.
- Click on Login.
- Enter your CNIC number and password.
- If forgotten password, use the “Forgot Password” option.
Always keep your login details safe.
ACAG Scheme Eligibility Criteria 2026
There is no scope for eligibility criteria in this scheme. You submit your application for the survey after which your eligibility or ineligibility is decided by the Apni Chhat Apna Ghar team itself. For registration, it is mandatory to meet certain criteria which are as follows:
- Permanent residents of Punjab.
- Monthly income within the government-specified limit.
- Loan repayment capability.
- Families without land or home.
Both new applicants and those whose applications were previously pending can re-apply. If a family applied in the previous phase but did not receive a loan, they are allowed to apply again. However, if a family was selected and is waiting for the loan to be disbursed, they do not need to register again.
Punjab 3 Marla Plot Scheme
Families without any registered land will be provided Punjab 3 Marla Plot Scheme under this scheme. The plot distribution will take place in the following three phases:
| Feature | Details |
|---|---|
| Scheme Name | Free 3-Marla Plot Scheme 2026 |
| Launched By | CM Punjab Maryam Nawaz Sharif |
| Plot Size | 3 Marla (Approx. 675 square feet) |
| Total Plots | 1,892 Plots |
| Number of Districts Covered | 22 Districts |
| Support Provided | Interest-free loans for house construction |
| Application Method | Online and Manual |
| Official Sources | dgpr.punjab.gov.pk |
This phased approach ensures that the distribution process remains transparent and organized.
Apna Ghar Apni Chat Application Status Check
Once you’ve submitted the form, you can use the apna ghar apni chat application status check feature to track your application. Fellow simple steps to check status:
- Go to the official website.
- Click on apni chhat apna ghar login.
- Enter your CNIC and password.
- Navigate to “Application Status.”
Your current progress and updates will be shown there.
Important Documents Required
To process your application, it is important that you have some necessary documents. By submitting a photocopy of these documents, you can complete your application process. And by getting your verification done, you can get a loan of up to Rs. 15 lakh.
- CNIC copy
- Family registration certificate (FRC)
- Proof of income (salary slip, pension slip)
- Utility bill or rent agreement (if applicable)
- Land papers (if you already own land)
پنجاب حکومت کی طرف سے شروع کی گئی اپنی چھت اپنا گھر اسکیم ہزاروں غریب اور بے زمین خاندانوں کے لیے ایک امید کی کرن بن چکی ہے۔ وہ لوگ جو برسوں سے کرایے کے مکان میں رہ رہے تھے یا زمین خریدنے کی استطاعت نہیں رکھتے تھے، اب اس اسکیم کی مدد سے اپنا گھر بنا سکتے ہیں۔ سود سے پاک قرضہ، مفت پلاٹ اور آسان رجسٹریشن کا عمل اسے دیہی علاقوں کے لوگوں کے لیے بہترین بنا دیتا ہے۔ اگر آپ نے ابھی تک درخواست نہیں دی تو جلدی کریں، کیونکہ یہ موقع روز روز نہیں آتا۔
Apni Chhat Apna Ghar Registration Latest Update
According to the latest update, the apni chhat apna ghar registration portal has been reopened in June 2025. New families can now submit applications and benefit from this golden opportunity.
Families with pending applications can also re-submit forms under the apna ghar scheme online registration New Phase.
Maryam Ki Dastak App Full Registration Procedure
Conclusion
The Apni Chhat Apna Ghar program is a golden opportunity for low-income and landless families in Punjab. With an interest-free loan and free plots, thousands of dreams can now come true.
Easy online registration, clear guidelines, and government support make this scheme successful and trustworthy. Make sure to apply before the deadline and take one step closer to your own home.